DTE Energy

I decided to seek the assistance of a financial advisor around 2015. I had always felt pretty comfortable with my own investing and had done fairly well over the years, but I had reached the age where I began to think about my ability to retire in the next 10 years. Rob Moore and Jeff Steele offered a series of retirement sessions at DTE Energy, and I signed up to see what I might learn that would help me in my retirement planning. After attending the course, I took them up on their offer for a free consultation.

I chose to work with Rob because his personal values and family values meshed well with mine. Rob was not pushy in his approach; he explained what he was proposing and why he wanted to take that action. He very clearly explained what his proposals meant for me as well as what was in it for him. This was the first time I’d met a financial advisor that was not entirely focused on what they were getting out of the arrangement. My trust in Rob as well as his personal values led directly to me transferring the balance of my 401(k) from a former employer to his management. Rob was instrumental in several transactions, including transferring the entirety of the after-tax balance (contributions only) of my 401(k) to a Roth IRA. Having my retirement future in a stable portfolio with CWM provides confidence and peace.

I have recommended Rob to a number of friends and coworkers, several of which now work with Rob for their retirement planning. I simply share that Rob is 100% trustworthy, a family man with great values, has no ulterior motives, and provides value and comfort in the difficult process of planning for the future.

The best part of working with Rob would be the financial peace. As I previously indicated, I have a significant number of years of experience in doing my own investing, and two minds are better than one; no single person can know everything or be aware of everything. We discuss all changes and only move forward if I am comfortable—which happens 99% of the time. I am confident that my future is in good hands and appreciate the personal relationship and sincere support I get from collaborating with Rob and CWM. — Ken J.

The statement was provided 2/21/2023 by Ken J., who is a client. This statement may not be representative of the experience of others and is not a guarantee of future performance or success. For additional reviews, search us wherever local businesses are reviewed.

About three years prior to my actual retirement date, Jeff Steele and his partner were presenting a series of lectures on personal finance and retirement planning at my employer. After attending several presentations, I decided there were many aspects of retirement planning I needed some advice on—and Googling “How to retire financially secure” wasn’t doing the trick.

There are a dizzying number of companies/services/products in the wild, wild West of the Internet and marketplace, each promising high-return, low-risk results. I have a difficult time trusting people, especially if it involves my life savings and decisions that could impact my lifestyle and family for years to come. My employer trusted Jeff to give the lectures internally to our company, but that wasn’t enough. I looked around for an honest endorsement from personal connections of mine that had engaged Jeff’s services. I found several. I initially contacted another major financial firm, but got more pressure to invest in their products than personal advice for my situation. Jeff, on the other hand, explains a risk, its potential impact, and a solution to mitigate that risk, leaving the choice up to me with very little pressure. Jeff and his firm have software tools that help me (a compulsive analytical person) track my investments, perform “what-if” scenarios, and execute tax reviews quickly and from the comfort of my home.

Relatively speaking, saving for retirement was the easy part; drawing it out in a logical and tax-efficient manner was another. Jeff spelled out the tax implications of each scenario as he drew up a plan for me to follow. An additional element I hadn’t considered was estate planning. He referred me to a colleague that was extremely helpful in understanding the best options for will/trust/survivor-type agreements.

Jeff and the team at Center for Wealth Management know my wife and me personally. It’s not one of those 1-800-type numbers where when you call, you’re an account number that someone must look up to know who you are. We have a few “touchpoints” throughout a calendar year to update each other on status, topics, etc., and adjust accordingly. They even raise topics before I ask. The most recent example, my wife approaching the age to begin drawing Social Security; Jeff explained the pros and cons of the decision and left it entirely to me. I have recommended Jeff’s services to everyone I speak to that has questions on financial planning. — Don V.

The statement was provided 2/21/23 by Don V., who is a client. This statement may not be representative of the experience of others and is not a guarantee of future performance or success. For additional reviews, search us wherever local businesses are reviewed.